Sunday, 28 April 2019

Don't expect rate cuts to end the housing slump


Australians may be already suffering from election fatigue, but house prices is a topic that never gets old.

There will be many homeowners desperately hoping that a widely-predicted cut in the Reserve Bank’s cash interest rate in May will breathe some life into the property market.

The bad news is that even a 50 basis point (half a percentage point) cut, which most economists are expecting by later this year, is unlikely to make much of a difference to the demand for housing. And demand is one of the main determinants of price.

That is because unlike in previous property cycles, the fall in house prices which began some 18 months ago was not a response to higher interest rates. Nor was a slowing down in economic growth a trigger for the slump.


It wasn't interest rates that triggered the slump in housing demand. So why should they end it?CREDIT: ROB HOMER

It was macro-prudential measures introduced by regulators that curbed demand from different groups of property buyers, including overseas buyers, property investors and interest-only borrowers.

These macro-prudential measures were deliberately designed to take some air out of the property bubble. Tighter controls on bank lending and tougher checks of the creditworthiness of borrowers have dampened demand.

The one positive element for the property market over recent years has been the historically low interest rates.

So it’s questionable whether a fall of even 50 basis points off the current discounted variable rate of 4.68 per cent to 4.18 per cent is going to make buyers chase properties again.

And then there is the highly contentious issue of whether the major banks will pass on the full RBA rate cuts to their customers.

If recent history is any guide, banks have tended to pocket a few basis points for themselves in order to improve their lending margins and their profits.

They have previously argued (quite rightly) that the RBA’s cash rate is only one element that goes into the mix to determine how much banks pay for money. Banks also borrow from wholesale markets overseas in their funding mix.

The way this rolls is a pretty familiar story. The banks don’t pass on the full cuts, the government makes a few scathing remarks about banks being profiteering corporates and failing in their responsibilities as corporate citizens.

And meanwhile the banks desperately hope that something big happens (Trump does something particularly extreme, a political coup in Canberra,. an airline strike etc) and the news cycle rolls on.

Of course banks have become far more sensitive to criticism of their profit motive since the royal commission into the finance sector exposed their behaviour towards customers.

But uncomfortable as it might be, banks will put on their flack jackets and expose themselves to a government berating and a community backlash rather than take a full frontal hit to their profits.

In September 2018, three of the big four banks took the plunge and raised variable rates after their wholesale funding costs increased. It was a bad time, PR wise, and they knew it would be unpopular. So if it is in their interests to hold back on passing on the full RBA rate cuts, they will.

Their decision will be informed - as always - by their cost of wholesale funds which incidentally has been falling of late. So banks have a bit more latitude around their cost of funding.

But just as importantly, the lull in demand for home loans has resulted in a particularly competitive market for banks desperately looking for high quality borrowers with a decent deposit and good credit record.

(There has been a slew of discounting on fixed rates over the past month.)

This could possibly be enough, under normal circumstances, to encourage the big banks to hand on the full RBA rate cuts on variable loans.
Strain on bank profits

But the limp growth in loan volumes and a decline in markets income has put significant strain on bank profits in the first half of their financial year - the reality of which will be seen in the coming weeks as ANZ, National Australia Bank and Westpac deliver their results.

While rate cuts won't be enough to reignite the property market, they could still provide it with a tipping point.

Already there are tentative signs that the steepness of the decline in home prices is flattening, according to CoreLogic’s Tim Lawless, who says the worst of the falls hit in December. CoreLogic assumes that the market will bottom out by this time next year.

Lawless says the driving factor in house demand at this point is not interest rates, but credit availability.

_________________________________________________
Search of our high tech website for Bali real estate which is the second best time to buy this century.

Also if you send me your email I will forward to you a Link to a video of a seminar that I just did last week with all the following information on videotape.

Free video of Wally real estate seminar 2019 – 04 – 24

Email us to request your free video links of our most recent seminars  to seminarsptbali@gmail.com.

The following subjects are in the seminar.

Free Seminar Video Topics:
By watching this free video you will learn about:

>The Past, Present and Future of Bali and Indonesian real estate.
>Why a recent official clarification of foreign ownership laws allows foreigners to totally control Indonesian properties for up to 80 years.
> How to avoid legal problems and make sure a property is safe.
> How to avoid complicated real estate laws affecting Indonesians married to foreigners.
> Why this is the second-best time to buy this century.
> Where are the best locations to buy for maximum profits?
> What type of properties will offer the best investment potential of *10% to 20 % per year?
> Discover how you can sell your property fast for the highest prices and lowest commissions.
> An opportunity for a free listing on B.A.R.E.
> First Class Beachfront property at almost 50% discount.
> A Quality 5,000 m2 Bali Hotel with 12 bungalows, 3 pools and Restaurant for only $588,000.
> Low-cost properties with Luxury Villas starting as low as $158,888 for a three-bedroom 650 m² 3-bedroom, 4 - bath with private 9 - mtr. Pool in Sanur.
> Ridiculously low-priced ocean view building lots starting as low as $25,000 for 500 m².
> Brand New Bali Luxury Retirement Villas Starting at $228,000.
One time only opportunity to Earn 15% Per Yr. fully secured

You may also make learn more by Email: seminarsptbali@gmail.com or 
Tel: Office: 62-361- 284069 
For Bahasa English 62-8123814014 
For Bahasa Indonesia Call 62-8123632177

·         Location:  Jl. Karangsari # 5, Sanur, Denpasar Sel., Kota Denpasar, Bali 80228, Tel. (0361) 284069, Whatsapp 08123632177

Saturday, 27 April 2019

Should I invest in real estate or stocks?

Editor Lawrence in his office in Bali 2019 – 04



Danny Morrison, Sr. Business Development Manager at Global Real Estate Licence
Real Estate was, is and will always be a profitable investment. With the growing population, it will become even more profitable.

“The best investment on earth is earth” - Louis Glickman

With all new techniques of investments and making money, losing their authenticity in a short time, Real Estate is still there.


All the big companies, big firms, large institutions invest in real estate to maintain their cash flows.

There are many ways to make money, but if you are looking for a safe and best way then real estate is the answer.

The truth is that real estate offers both entrepreneurs and investors a path for low-risk, a long-term investment which can benefit them more than stocks, shares or investing in a company based in Silicon Valley.

1. It’s safer, easier, and more stable

When compared to other asset classes, real estate wins because of one thing; the real estate industry is far less risky and volatile. It’s more stable, especially for people who invest in rental properties. As a real estate investor, you will continue getting a steady stream of income through rental properties, even in a slow economy.

2. You save money through tax-breaks & depreciation

One of the most important benefits of investing in real estate is tax breaks. A lot of governments actually reward property owners. For example, you can write off interest payments, property management fee, maintenance, depreciation and building write-off against the income that property generates in Australia. In Dubai, instead of property taxes, they have a monthly municipality tax. You have to pay 10% of rental income for commercial properties and 5% of rental income for residential properties. Because of these tax breaks, you will be able to retain more income from your real estate investments compared to other investment options.

3. You make money through appreciation

Steady income from rents and tax-breaks is nice but these are secondary reasons to invest in real estate. The primary reason is appreciation. The value of your asset is going to increase over time. If you bought your rental property using a mortgage, then it’s basically your tenant who would be paying back your loan along with interest to the bank. Over the years, you would have a valuable asset to your name without $0 investment.

4. Demand for houses outstrips supply

Good housing has been in demand forever and with the world’s population increasing steadily, there will be a gap between the supply and demand for real estate. You can invest in real estate and be on the supply side rather which dictates the price and make a profit because of this gap. Besides that, there are always markets which are hot, where people “want” to live because of the location, job opportunities, future development projects, amenities, etc. What it means is that if you invest in the right property, you can make a profit even when the real estate market is sort of down.

5. You can negotiate on pricing

When you invest in shares market, you will be buying or selling them according to the market price. You can’t negotiate on its price. Investing in real estate is totally opposite to this scenario. You can and should negotiate everything, which basically means better investment opportunities for you. As a savvy buyer, you can purchase properties well below market price if you utilize your negotiation skills, professional network, and market knowledge. If you are flipping houses for a living, then you can sell that house for a much higher price than the market if you play your cards right.

6. You are in 100% control

No one likes giving someone control of their destiny and the primary reason people work in real estate is for freedom, from bosses, from 9-5 jobs, from relying on brokers to handle your trades, and from overall uncertainty of things. You are in charge of a real estate investor. Want to manage your properties yourself? Great, you can do that. Don’t want to? Not a problem, hire a professional property manager who can take care of your property for you.

7. You can benefit from city development plans

The value of the property is often determined by where that area is headed in next 5, 10 or 15 years. As a real estate investor, the value of your property might get a boost because of a development plan like building a highway, a new university, a hospital, a shopping mall or a park in the vicinity. These amenities will enable you to sell the house for a much higher price than what you bought it for. Basically, you can benefit from the spendings of other people as a real estate investor.

8. You can invest in a variety of ways

Real estate is an extremely flexible industry in terms of investment options. It offers something to everyone.

Whether you want to invest for short-term gain or are in this for a long-haul, you will find an investment strategy suitable to your financial goals. Here are a few investment strategies used in real estate:
Home Flipping (Short-term)
Rental Properties (Long-term)
Lending (If you have money
Vacation Rentals (Seasonal)
REITs
Wholesaling

9. You can get financing relatively easily

Banks love real estate. That is why home loans are a major part of their business model. As an investor, it’s going to be much easier to get financing for residential houses than any other asset class and the reason is it’s tangible.

10. You can diversify your portfolio

Diversification is a risk-minimization technique and real estate, because of its low volatility and steady cash flow, can really help investors balance their investment portfolio. Investing in real estate, especially for long-term, is a pretty safe option. Compared to stocks or shares, the real estate market doesn’t change overnight. It takes time and usually, there are trends/patterns which develop over years that indicate where the market is headed. According to Investment News, the average real estate cycle is 18 years and the next correction shouldn’t be until 2026. The cycle duration is based on an analysis of the past 200 years of real estate data.

But before you get started as an investor, you should learn the techniques and skills that are necessary to be a successful real estate investor.

You can look for organizations that specialize in investing.

____________________________________________________
You can start your search of our high tech website for Bali real estate which is the second best time to buy this century.

Also if you send me your email I will forward to you a Link to a video of a seminar that I just did this week with all the following information on videotape.

Free video of Wally real estate seminar 2019 – 04 – 24

Email us to request your free video links of our most recent seminars  to seminarsptbali@gmail.com.

The following subjects are in the seminar.

Free Seminar Video Topics:
By watching this free video you will learn about:

>The Past, Present and Future of Bali and Indonesian real estate.
>Why a recent official clarification of foreign ownership laws allows foreigners to totally control Indonesian properties for up to 80 years.
> How to avoid legal problems and make sure a property is safe.
> How to avoid complicated real estate laws affecting Indonesians married to foreigners.
> Why this is the second-best time to buy this century.
> Where are the best locations to buy for maximum profits?
> What type of properties will offer the best investment potential of *10% to 20 % per year?
> Discover how you can sell your property fast for the highest prices and lowest commissions.
> An opportunity for a free listing on B.A.R.E.
> First Class Beachfront property at almost 50% discount.
> A Quality 5,000 m2 Bali Hotel with 12 bungalows, 3 pools and Restaurant for only $588,000.
> Low-cost properties with Luxury Villas starting as low as $158,888 for a three-bedroom 650 m² 3-bedroom, 4 - bath with private 9 - mtr. Pool in Sanur.
> Ridiculously low-priced ocean view building lots starting as low as $25,000 for 500 m².
> Brand New Bali Luxury Retirement Villas Starting at $228,000.
One time only opportunity to Earn 15% Per Yr. fully secured

You may also make learn more by Email: seminarsptbali@gmail.com or 
Tel: Office: 62-361- 284069 
For Bahasa English 62-8123814014 
For Bahasa Indonesia Call 62-8123632177

·         Location:  Jl. Karangsari # 5, Sanur, Denpasar Sel., Kota Denpasar, Bali 80228, Tel. (0361) 284069, Whatsapp 08123632177

Thursday, 25 April 2019

According to Bloomberg news Australia Is About to Elect a Labor Government -May "be negative for the economy"

Best Asia Real Estate Editor's Comments. 
Editor Lawrence in his office 2019
Sometimes I wish my predictions didn't come true. 

Two years ago I predicted a downturn in Australian real estate for the first time in decades. 
Melbourne Australia apartment prices boom and bust

At the beginning of this year, I said the downturn will also affect Australian banks and the economy. Australia’s Housing-Sector Slump Shows Up in Another Sickly

Now it appears a change in government may affect the economy even more and therefore my prediction about Australian's economy going downhill is coming true.

Having lots of Austrian friends I wish I wasn't right.


They can hide their head in the sand or face up to reality.

Reality is that things don't look very good for most of Australia in the near future, especially for Australian real estate.

A Prominent doctor from Sydney stayed with me this week. We had done a home exchange. 

He advised me that his small apartment in downtown Sydney was on the market at $1.9 million. I almost choked. 

He could purchase three beachfront estates from me totaling 20,000 Ft 2 in Bali for the same price.
www.baliparadiseestates.com

www.baliparadiseestates.com
Perhaps this is why more and more people are coming to my seminars.

Free Bali real estate seminar April 24, 2019
Click Here to Sign Up for Free Bali Seminar.
I have one last seminar before the holidays tomorrow Sat April 27th at 2 PM.
Click Here to Sign Up for Free Bali Seminar.

You're welcome to attend, providing there is still some seating.

See the details of the seminar after this article. Click Here to Sign Up for Free Bali Seminar.

_______________________________________________

The country is poised to vote in a Labor government just as it clinches the record for the longest stretch of economic growth.


By Michael Heath
April 25, 2019, 3:00 AM GMT+8

Australian opposition leader Bill Shorten has a thumb war with radio host Dannii on April 18 in Darwin, Australia.
Email

Just over a week after Australia seized the crown for the developed world’s longest stretch of uninterrupted economic growth, tens of thousands of protesters poured onto the streets to rage against their deteriorating living standards. “Workers and their families are angry,” said trade union boss Michele O’Neil as up to 170,000 people clogged some of Melbourne’s busiest streets on April 10. Chants and banners demanded wage growth, and O’Neil was clear on who was to blame: “We are going to fight to get rid of this rotten government,” she said to applause.



That boast is far from hollow. Opinion polls show the trade union-affiliated Labor Party on track for a comfortable election victory on May 18 over Prime Minister Scott Morrison’s center-right Liberal National Coalition government. Such an outcome would result in a sharp leftward political shift just as the nation’s almost 28-year growth streak runs into a soft patch.


Labor, led by former union boss Bill Shorten, is offering an ambitious program of tax cuts, rebates, and social spending increases targeted to lower-income voters. It also plans to raise the minimum wage and boost wages for working on holidays and weekends. While this might give growth a short-term lift, it would also make the already high-cost country an even more expensive place to do business.

It’s also coming at a time when household spending—which makes up almost 60 percent of gross domestic product—is looking sickly in the midst of a real estate downturn. “With a housing market that is already weakening quite substantially, I think there is a view that a number of Labor’s measures will be negative for the economy at a time when clearly growth is already disappointing and underwhelming,” says Su-Lin Ong, head of Australian economic and fixed-income strategy at Royal Bank of Canada in Sydney and a former Treasury official.


Powered by Chinese demand for resources, rapid population growth, and a homebuying binge that’s made Australians among the world’s most indebted people, the economy kept growing as other developed nations grappled with recessions. Yet there’s been a toll politically, with neither major party managing to sustain significant economic reform amid unprecedented leadership instability. Government attempts to liberalize industrial laws, reduce carbon emissions, and tax mining super-profits all failed to survive. If elected, Shorten would be the eighth prime minister in 12 years.


The last time Australia voted in a Labor government was 2007. There had been just four prime ministers in the preceding 32 years, the budget was in substantial surplus, net government debt was zero, interest rates were at 6.75 percent, GDP growth was running as high as 4.5 percent annually, and wages were growing at about 4 percent. Today the budget is forecast to squeak back into the black after more than a decade of deficits, net debt is 18 percent of GDP, and economic and wage growth have both slowed to 2.3 percent. On a per capita basis, Australia’s GDP growth streak looks a lot less impressive, making it tough for the government to claim credit for low unemployment and boosting the appeal of Shorten’s populist pledges to deliver fatter pay packets.

Shorten has laid out the most ambitious policy program by an opposition-seeking government in a generation. Along with tax cuts and wage increases, it includes an aggressive green energy plan and closes tax breaks for stock market and real estate investors. His bet is that the wealthy will lean toward voting for the conservative government no matter what he does, so there’s not much to lose by raising their taxes to fund breaks aimed at less well-off and younger voters.

Shorten’s prospects are benefiting from the infighting, scandals, and leadership instability in the ruling conservative party, which dumped right-wing hard man Tony Abbott for urbane millionaire Malcolm Turnbull, only to then oust him for the plain-speaking and proudly suburban Scott Morrison. The government is promising little more than a broad tax cut and sound fiscal management.

It’s a reversal of the traditional campaign, where the opposition tries to offer a small target and the government announces a more ambitious agenda using the benefits of incumbency to sell it. Now Labor is the one announcing bold policy changes, and Morrison is keeping things tight, warning voters they’re better off staying with the devil they know. It’s a strategy that’s proved successful in the past. The last time an opposition took such a reformist agenda to the electorate—in the so-called unlosable election of 1993—the Paul Keating-led Labor government reversed an early poll disadvantage to hold on to government by savaging the proposals.

To raise living standards and prolong its economic growth streak, Australia needs structural changes, says Ross Garnaut, one of the architects of the economic reforms—such as floating the currency and deregulating the finance industry in the 1980s—that helped set up Australia’s golden era. Garnaut warned in a recent discussion that monopolies and rent-seeking have expanded, “feeding back into the political system as vested interests’ dominance over the public interest in policymaking.” He’s suggesting a corporate tax system that’s tougher on industries that face less competition and easier on highly competitive ones, as well as a greenhouse gas reduction program and investment in clean energy to allow Australia to benefit from its natural advantages. “Australia is in trouble,” Garnaut said, as it has “allowed internal imbalances to grow in ways that will make it difficult to face up to shocks as they arise.”

If Shorten can keep his party’s lead for a few more weeks, we’ll see whether the looming left turn delivers such a shock or a shot in the arm to the world-beating Australian economy.
BOTTOM LINE - Led by Shorten, Australia’s Labor Party is proposing bold policy changes such as tax cuts and increased wages. Opinion polls show it on track for a comfortable victory.



Free Bali & Jakarta Real Estate Seminars - 
Earn 10% to 20% per yr. - Foreign Ownership Laws Clarified – Properties at 50% off – Limited opportunity to Earn 15% Per Yr. fully secured.
·        


Are you tired of traditional investments such as banks and bonds that only offer 1- 6% per year, which may not keep pace with the real inflation?

Do you want to become rich the way over 60 % of self-made multi-millionaires did?
According to PT. B.A.L.I., one of Bali's leading real estate experts for the past 15 years, who have thousands of satisfied clients, this is the “Second best time to purchase Bali Real Estate this century”.

“Second best time to purchase Bali Real Estate this century”.

They believe that recent changes in real estate laws for foreigners allowing them to obtain control of Bali Real Estate for more than a normal lifetime is creating a huge new demand for Indonesian and Bali Real Estate. Coupled with the fact that Bali Real Estate has just undergone the first correction in modern history with prices down as much as 50 % this has set the stage for *increases of 20 % to 100 % the next three to five years.

Free Bali Real Estate Seminars:
14 Yr Old
PT. Bali Affordable Lifestyles International

Whether you are a buyer, seller, broker, agent, investor, lessor or renter you can benefit from attending one of our Free Real Estate Seminars in Bali in April.

At these seminars PT. B.A.L.I’s Canadian President, a 23 yr. Bali resident who is married to a fully Licenced Indonesian Notaris will review the most recent real estate laws for Indonesians and Foreigners in detail.
Then they will also discuss the Past, Present, and Future of Indonesian Bali Real Estate.
Free Bali Seminar Schedule:
Bali Emerald Villas, Jl. Karangsari, # 5, Sanur, Bali, Indonesia.

(2) Saturday, April 27 th. 14:00 - 15:15

Click Here to Sign Up for Free Bali Seminar.


Free Jakarta Seminar Schedule: To Be Announced

Free Seminar Topics:
At these seminars you will learn about:

>The Past, Present and Future of Bali and Indonesian real estate.
>Why a recent official clarification of foreign ownership laws allows foreigners to totally control Indonesian properties for up to 80 years.
> How to avoid legal problems and make sure a property is safe.
> How to avoid complicated real estate laws affecting Indonesians married to foreigners.
> Why this is the second-best time to buy this century.
> Where are the best locations to buy for maximum profits?
> What type of properties will offer the best investment potential of *10% to 20 % per year?
> Discover how you can sell your property fast for the highest prices and lowest commissions.
> An opportunity for a free listing on B.A.R.E.
> First Class Beachfront property at almost 50% discount.
> A Quality 5,000 m2 Bali Hotel with 12 bungalows, 3 pools and Restaurant for only $588,000.
> Low-cost properties with Luxury Villas starting as low as $158,888 for a three-bedroom 650 m² 3-bedroom, 4 - bath with private 9 - mtr. Pool in Sanur.
> Ridiculously low-priced ocean view building lots starting as low as $25,000 for 500 m².
> Brand New Bali Luxury Retirement Villas Starting at $228,000.
One time only opportunity to Earn 15% Per Yr. fully secured

Limited Seating: Free Parking.
Seating is very limited for these free seminars so please avoid disappointment and make reservations A.S.A.P. 

Free Bali Seminar Schedule:
Bali Emerald Villas, Jl. Karangsari, # 5, Sanur, Bali, Indonesia.

(2) Saturday, April 27 th. 14:00 - 15:15

Click Here to Sign Up for Free Bali Seminar.

Free Jakarta Seminar Schedule: To Be Announced.

You may also make reservations by Email: seminarsptbali@gmail.com or 
Tel: Office: 62-361- 284069 
For Bahasa English 62-8123814014 
For Bahasa Indonesia Call 62-8123632177

·         Location: Bali Emerald Villas, Jl. Karangsari # 5, Sanur, Denpasar Sel., Kota Denpasar, Bali 80228, Tel. (0361) 284069, Whatsapp 08123632177

Wednesday, 24 April 2019

Buyers are finally aware that it is time to buy Bali real estate again

Best Asia Real Estate Editor's Comments:

As my longtime readers are well aware I started getting bullish again on Bali real estate a little over two years ago after a 4 Year Downturn Which Started in March of 2014.
Lawrence in his office prior to the seminar
Notaris, Azizah, wife of Lawrence
with Lawrence prior to seminar












I came out of retirement and began running seminars to a very skeptical crowd for the past two years.

It was not until the middle of last year that attendees started to believe that I was right on my prediction that the market had already turned.

When I recently looked for property for my first project in 12 years I found that over 50% of the properties that I thought were available at low prices were off the market and the ones that were still available were higher-priced.




Just last week I put my money where my mouth is and my wife and I purchased our first development property in 15 years.


Last night I can say for the first time out of the multitude of seminars that we held the last two years the audience was overall bullish.





Last night's seminar was videotaped for distribution throughout the world especially to baby boomers and retirees.

There was a lot of foreigners from England, Canada, several from America, India, and Australia.
The seminar was extremely well received and I felt the most positive vibrations I've had for six years.

This is further confirmation that this is "the second best time to buy this Century.

For those of you who missed last night's seminar, you're welcome to join this coming Saturday from 2 PM until 3:15 PM. Details are below.




Free Bali & Jakarta Real Estate Seminars - 
Earn 10% to 20% per yr. - Foreign Ownership Laws Clarified – Properties at 50% off – Limited opportunity to Earn 15% Per Yr. fully secured.
·        


Are you tired of traditional investments such as banks and bonds that only offer 1- 6% per year, which may not keep pace with the real inflation?

Do you want to become rich the way over 60 % of self-made multi-millionaires did?
According to PT. B.A.L.I., one of Bali's leading real estate experts for the past 15 years, who have thousands of satisfied clients, this is the “Second best time to purchase Bali Real Estate this century”.

“Second best time to purchase Bali Real Estate this century”.

They believe that recent changes in real estate laws for foreigners allowing them to obtain control of Bali Real Estate for more than a normal lifetime is creating a huge new demand for Indonesian and Bali Real Estate. Coupled with the fact that Bali Real Estate has just undergone the first correction in modern history with prices down as much as 50 % this has set the stage for *increases of 20 % to 100 % the next three to five years.

Free Bali Real Estate Seminars:
14 Yr Old
PT. Bali Affordable Lifestyles International

Whether you are a buyer, seller, broker, agent, investor, lessor or renter you can benefit from attending one of our Free Real Estate Seminars in Bali in April.

At these seminars PT. B.A.L.I’s Canadian President, a 23 yr. Bali resident who is married to a fully Licenced Indonesian Notaris will review the most recent real estate laws for Indonesians and Foreigners in detail.
Then they will also discuss the Past, Present, and Future of Indonesian Bali Real Estate.
Free Bali Seminar Schedule:
Bali Emerald Villas, Jl. Karangsari, # 5, Sanur, Bali, Indonesia.

(1) Wednesday, April 24 th. 18:30 - 19:45

(2) Saturday, April 27 th. 14:00 - 15:15

Click Here to Sign Up for Free Bali Seminar.


Free Jakarta Seminar Schedule: To Be Announced

Free Seminar Topics:
At these seminars you will learn about:

>The Past, Present and Future of Bali and Indonesian real estate.
>Why a recent official clarification of foreign ownership laws allows foreigners to totally control Indonesian properties for up to 80 years.
> How to avoid legal problems and make sure a property is safe.
> How to avoid complicated real estate laws affecting Indonesians married to foreigners.
> Why this is the second-best time to buy this century.
> Where are the best locations to buy for maximum profits?
> What type of properties will offer the best investment potential of *10% to 20 % per year?
> Discover how you can sell your property fast for the highest prices and lowest commissions.
> An opportunity for a free listing on B.A.R.E.
> First Class Beachfront property at almost 50% discount.
> A Quality 5,000 m2 Bali Hotel with 12 bungalows, 3 pools and Restaurant for only $588,000.
> Low-cost properties with Luxury Villas starting as low as $158,888 for a three-bedroom 650 m² 3-bedroom, 4 - bath with private 9 - mtr. Pool in Sanur.
> Ridiculously low-priced ocean view building lots starting as low as $25,000 for 500 m².
> Brand New Bali Luxury Retirement Villas Starting at $228,000.
One time only opportunity to Earn 15% Per Yr. fully secured

Limited Seating: Free Parking.
Seating is very limited for these free seminars so please avoid disappointment and make reservations A.S.A.P. 

Free Bali Seminar Schedule:
Bali Emerald Villas, Jl. Karangsari, # 5, Sanur, Bali, Indonesia.

(2) Saturday, April 27 th. 14:00 - 15:15

Click Here to Sign Up for Free Bali Seminar.

Free Jakarta Seminar Schedule: To Be Announced.

You may also make reservations by Email: seminarsptbali@gmail.com or 
Tel: Office: 62-361- 284069 
For Bahasa English 62-8123814014 
For Bahasa Indonesia Call 62-8123632177

·         Location: Bali Emerald Villas, Jl. Karangsari # 5, Sanur, Denpasar Sel., Kota Denpasar, Bali 80228, Tel. (0361) 284069, Whatsapp 08123632177

Four Things I Have Learned about Doing Business in Indonesia


by Triin TiganeApril 23, 2019089


Challenge is an opportunity in disguise

Bali with its tropical vibes and modern infrastructure has become dream home or business destination for many expats.

When considering starting a business, people often get lost in the contradictory information and scared of the rapidly changing legal environment. There are many horror stories but I’ve seen even more successful businesses. It is possible to prevent your worst nightmares from coming true.
Avoid tempting shortcuts

Do not take shortcuts. Probably you have seen photos of cars going over the falls in Canggu shortcut. I have seen the same in business – the bigger the vehicle, the bigger the risks.

For example, if your company has not been set up properly and some licences are missing, you might end up in the detention room. Keep in mind that a KITAS work and stay permit in Indonesia cannot be extended before the company licences have been sorted, and don’t skip any licences.

A shortcut really takes you nowhere. A seemingly fast and cheap solution will require plenty of time and effort when you get to the stage of repairing things later on.
Challenge is an opportunity in disguise

Don’t be scared of the unknown. Market is always ahead of the regulations and will find its way. Indonesia is famous for complicated regulations and restrictions for foreigners. This scares some entrepreneurs off but in fact provides a great playground with not much competition.

Even a dry corporate law can be creative, especially in Indonesia. Note that registering a company in certain business fields is closed for foreign ownership. Also, any foreign owned company requires roughly US$750,000 investment which is impossible for a small bikini-company. Foreigners can still safely invest in such business fields by having local partners and funding the company through a loan.Trini Tigane
Keep business and personal separate

This warning is not applicable not only to the stories seen in the documentary Kuta cowboys where Indonesian beach boys confess their search for a rich western girlfriend.

Just to give a bit of perspective, the paid-up capital required from a local company sponsoring one KITAS for a foreigner is more than a minimum salary for forty years in Bali. Having a shared account may get tempting under certain circumstances, and problems often arise. The problems often arise in practice when something happens to a friend and the whole family comes into play.

However, this does not mean that using connections is never recommended. Perhaps you’ve experienced how crossing the border regularly on a social or tourist visa makes immigration officers suspicious. Mentioning having an Indonesian partner makes the interaction smoother and sometimes puts a smile on the immigration officer’s face.
Bali will always bloom

Bali is an island like no other with a seemingly everlasting heyday. But no matter how lush the nature or irresistible the tropical vibes, there are two sides of a coin. Along with the beauty come the occasional earthquakes as well as volcanic eruptions; Bali has also suffered from bombings. Interestingly enough, I have witnessed that the island will never stay quiet for long.

There is something magical that keeps bringing people back and makes Bali the flourishing tourist haven it is today. The real estate prices are increasing constantly, meanwhile restaurants and accommodations are appearing even in the most remote parts of the island.

Triin Tigane is the Branch Manager of Emerhub Bali , Triin Tigane has been assisting people with starting their business in Bali for nearly 3 years. Having a legal background in M&A, commercial and corporate law, restructuring and insolvency as a lawyer, Triin has experience working with companies all around the world. She knows which challenges starting and expanding companies face, and which standard of communication and services are expected by international clients expanding to emerging markets. Triin Tigane holds a masters degree from the University of Tartu, Estonia, and has studied law also in France and Austria. Feel free to drop her an email: bali@emerhub.com

Tuesday, 23 April 2019

Bali to open second cancer treatment center by 2020

Best Asia real estate editor's comments: As I stated three years ago in my blog's, newsletters and seminars Bali will soon turn to an antiaging Centre. 

That prediction has come true today with the announcement that the Bali Madara Hospital on the bypass, just five minutes from our Bali Emerald Villas  will be the second Cancer Centre in Bali. 

Since cancer is a major Health issue that baby boomers have to contend with we believe this will bring a lot of new business to Bali for medical tourism, specifically to Sanur where the hospital is located.

Just one more reason I feel more positive than ever that our brand new  Bali Luxury Retirement Villas that I'm launching today at our seminars will be extremely successful whether you are retired or an investor.

It's not too late to sign up for the seminar tonight or Saturday see details below this article.
_______________________________


Made Anthony Iswara

The Jakarta Post
Denpasar / Tue, April 23, 2019 / 02:37 pmCancer awareness: Participants of the 2018 Anyo Gold Ribbon Configuration form a huge yellow ribbon in Jakarta as part of a campaign for International Childhood Cancer Awareness Month in September. (Courtesy of the Indonesian Anyo Foundation/-)

The Bali administration will soon open another door to cancer patients at its soon to be established state-owned Bali Mandara Hospital in Sanur, Bali.

Bali Health Agency head Ketut Suarjaya explained that the plan would alleviate the burden on state-owned Sanglah Hospital where most cancer patients in Bali are treated.

"The queues at Sanglah are incredibly long. The [patients’] illness could worsen or even kill them before they even get their turn," Ketut Suarjaya said on Tuesday.

The decision was especially important amid the rise in cancer cases, he argued. The 2018 Basic Health Study (Riskesdas) shows that the prevalence of cancer patients has increased from 1.4 per 1,000 residents in 2013 to 1.79 per 1,000 residents in 2018.

Among the various forms of cancer, Ketut pointed out that cervical and breast cancer were the most prevalent. He expressed hope the new center would encourage Indonesians and foreigners alike to seek treatment in Indonesia instead of going abroad.

However, the center still lacked the necessary equipment and staff, Bali Mandara Hospital director Gede Bagus Darmayasa told reporters on Tuesday.

Nevertheless, he had already acquired funds from the regional budget for the project and permission from the Nuclear Energy Supervisory Agency to provide radioactive therapies that are used to treat cancer. The hospital’s officials were also present at the talk with the agency on Tuesday to discuss appropriate medical equipment.

While Darmayasa has yet to divulge the date for the building’s groundbreaking, he expressed optimism the center would be up and running by early 2020. Overall, Gede estimated that the construction costs would be around Rp 54 billion (US$3.8 million).

“We want to make Bali a hub for cancer-related treatments in Indonesia’s eastern provinces so that people don’t have to go to Bandung in West Java or Jakarta to be cured,” Gede said. (swd)
____________________________________________ 
Free Bali & Jakarta Real Estate Seminars - Earn 10% to 20% per yr. - Foreign Ownership Laws Clarified – Properties at 50% off – Limited opportunity to Earn 15% Per Yr. fully secured.
·        


Are you tired of traditional investments such as banks and bonds that only offer 1- 6% per year, which may not keep pace with the real inflation?

Do you want to become rich the way over 60 % of self-made multi-millionaires did?
According to PT. B.A.L.I., one of Bali's leading real estate experts for the past 15 years, who have thousands of satisfied clients, this is the “Second best time to purchase Bali Real Estate this century”.

“Second best time to purchase Bali Real Estate this century”.

They believe that recent changes in real estate laws for foreigners allowing them to obtain control of Bali Real Estate for more than a normal lifetime is creating a huge new demand for Indonesian and Bali Real Estate. Coupled with the fact that Bali Real Estate has just undergone the first correction in modern history with prices down as much as 50 % this has set the stage for *increases of 20 % to 100 % the next three to five years.

 Earn 10% to 20% per yr. - Foreign Ownership Laws Clarified – Properties at 50% off – Limited opportunity to Earn 15% Per Yr. fully secured.
·        


Are you tired of traditional investments such as banks and bonds that only offer 1- 6% per year, which may not keep pace with the real inflation?

Do you want to become rich the way over 60 % of self-made multi-millionaires did? According to PT. B.A.L.I., one of Bali's leading real estate experts for the past 15 years, who have thousands of satisfied clients, this is the “Second best time to purchase Bali Real Estate this century”.

“Second best time to purchase Bali Real Estate this century”.

They believe that recent changes in real estate laws for foreigners allowing them to obtain control of Bali Real Estate for more than normal life time is creating a huge new demand for Indonesian and Bali Real Estate. Coupled with the fact that Bali Real Estate has just undergone the first correction in modern history with prices down as much as 50 % this has set the stage for *increases of 20 % to 100 % the next three to five years.

Free Bali Real Estate Seminars:
14 Yr Old
PT. Bali Affordable Lifestyles International

Whether you are a buyer, seller, broker, agent, investor, lessor or renter you can benefit from attending one of our Free Real Estate Seminars in Bali in April.

At these seminars PT. B.A.L.I’s Canadian President, a 23 yr. Bali resident who is married to a fully Licenced Indonesian Notaris will review the most recent real estate laws for Indonesians and Foreigners in detail.
Then they will also discuss the Past, Present, and Future of Indonesian Bali Real Estate.
Free Bali Seminar Schedule:
Bali Emerald Villas, Jl. Karangsari, # 5, Sanur, Bali, Indonesia.

(1) Wednesday, April 24 th. 18:30 - 19:45

(2) Saturday, April 27 th. 14:00 - 15:15

Click Here to Sign Up for Free Bali Seminar.

Free Jakarta Seminar Schedule: To Be Announced

Free Seminar Topics:
At these seminars you will learn about:

>The Past, Present and Future of Bali and Indonesian real estate.
>Why a recent official clarification of foreign ownership laws allows foreigners to totally control Indonesian properties for up to 80 years.
> How to avoid legal problems and make sure a property is safe.
> How to avoid complicated real estate laws affecting Indonesians married to foreigners.
> Why this is the second-best time to buy this century.
> Where are the best locations to buy for maximum profits?
> What type of properties will offer the best investment potential of *10% to 20 % per year?
> Discover how you can sell your property fast for the highest prices and lowest commissions.
> An opportunity for a free listing on B.A.R.E.
> First Class Beachfront property at almost 50% discount.
> A Quality 5,000 m2 Bali Hotel with 12 bungalows, 3 pools and Restaurant for only $588,000.
> Low-cost properties with Luxury Villas starting as low as $158,888 for a three-bedroom 650 m² 3-bedroom, 4 - bath with private 9 - mtr. Pool in Sanur.
> Ridiculously low-priced ocean view building lots starting as low as $25,000 for 500 m².
> Brand New Bali Luxury Retirement Villas Starting at $228,000.
One time only opportunity to Earn 15% Per Yr. fully secured

Limited Seating: Free Parking.
Seating is very limited for these free seminars so please avoid disappointment and make reservations A.S.A.P. 

Free Bali Seminar Schedule:
Bali Emerald Villas, Jl. Karangsari, # 5, Sanur, Bali, Indonesia.

(1) Wednesday, April 24 th. 18:30 - 19:45

(2) Saturday, April 27 th. 14:00 - 15:15

Click Here to Sign Up for Free Bali Seminar.

Free Jakarta Seminar Schedule: To Be Announced.

You may also make reservations by Email: seminarsptbali@gmail.com or 
Tel: Office: 62-361- 284069 
For Bahasa English 62-8123814014 
For Bahasa Indonesia Call 62-8123632177

·         Location: Bali Emerald Villas, Jl. Karangsari # 5, Sanur, Denpasar Sel., Kota Denpasar, Bali 80228, Tel. (0361) 284069, Whatsapp 08123632177

Indonesia and Bali Celebrates 74 Years of Independence

To our Indonesian families, friends associates, and clients form all 100 + of us at PT. Bali Affordable Lifestyles International, PT. Bali ...