Free Bali and Jakarta Real Estate Investment and Retirement Seminars

Whether you are a buyer, seller, broker, agent, investor, lessor or renter you can benefit from attending one of our two free Real Estate Seminars in Bali this month.

At these seminars PT. B.A.L.I’s Canadian President, Lawrence, a 22 yr. Bali resident, President of 14 yr. old company with 135 staff, married to Azizah, a fully Licenced Notaris will review the most recent real estate laws for Indonesians and Foreigners in detail.

Then they will also provide a full colour audio, visual presentation with many professional charts on the Past, Present, and Future of Bali Real Estate.

Free Seminar Schedule:

Location: Bali, Emerald Villas, Jl. Karangsari, # 5, Sanur, Bali, Indonesia.

Dates & Times:

Location: Jakarta, Le Meridien Hotel

Dates & Times:

1. Thursday - Nov. 1st. 6:30 PM - 7:45 PM

2.Saturday - Nov. 3rd. 2:00 PM - 3:15 PM

Location: Bali, Emerald Villas, Sanur

Dates & Times:

1. Thursday - Nov. 8th. 6:30 PM - 7:45 PM

2.Saturday - Nov. 10th. 2:00 PM - 3:15 PM

Seminar Topics:

At these seminars you will learn about:

  • The Past, Present and Future of Bali, Indonesia, Asian and Australian real estate.
  • Why a recent official clarification of foreign ownership laws allows foreigners to totally control Indonesian properties for up to 80 years without leases?
  • How to avoid legal problems and make sure a property is safe.
  • How to avoid complicated real estate laws affecting Indonesians married to foreigners.
  • Why this is the second best time to buy this century.
  • Where are the best locations to buy for maximum profits?
  • What type of properties will offer the best investment potential of *10% to 20 % per year?
  • Discover how you can sell your property fast for the highest prices and lowest commissions on a brand new web site designed after the largest most successful real estate site in America with high tech search features.
  • An opportunity for a free listing on B.A.R.E. First Class Beachfront property at almost 50% discount.
  • A Quality 5,000 m2 Bali Hotel with 12 bungalows, 3 pools and Restaurant for only $588,000.
  • Low cost properties with Luxury Villas starting as low as $158,000 for a three bedroom 650 m² 3 bedroom, 4 bath with private 9 mtr. Pool.
  • Ridiculously low priced ocean view building lots starting as low as $25,000 for 500 m².
  • Brand new Bali Luxury Reiremnmet Villas starting at $208.00 per mth.

Limited Seating & Free Parking: Seating is very limited for these free seminars so please avoid disappointment and make reservations A.S.A.P. Click Here For a Reservation

Or Email: or Tel: Office: 62-361- 284069 For Bahasa English 62-8123814014 – Bahasa Indonesia or 62-8123632177

Thursday, 17 May 2018

How do 90% of Singaporeans own their own homes? Why is this rate so much higher than in the US?

Peng Peng Zheng, Research Assistant at The University of Texas at Dallas
Answered Tue

There are several issues associated with this phenomenon. It demands a really long essay to fully explain how the two societies evolved this way, but I will just briefly cover the points.

The most down to Earth reason is that our equivalent of the US Social Security-The Central Provident Fund (CPF)-is a personal rather than national saving. Unlike the pension system of any other nation, the fixed amount channeled into your CPF can only be used by you or your family in the future. 

It is more like a personal bank account with some decent interest rate. The trickier part is, a certain portion of this fund can only be spent on housing. The wealthier you are, the more CPF you accumulate, and the more tempting it is to spend that on housing.

Second point relates to why this policy exists in the first place. The real estate value in Singapore increases by a few folds every few decades. Immigrants who are on the permanent resident (green card) status are not allowed to buy new houses, house ownership is therefore actually a guaranteed source of income for Singaporeans in this sense. 

The incoming generations of Singaporeans that are formed by the permanent resident status group are not at a loss either. Those that contributed greatly to economy are therefore less likely to leave because of the flats they have secured here via CPF. You could say it is a way to instill loyalty in highly successful immigrants.

You might ask ‘Can’t the same system work for USA?’ You could, but the bill can hardly be granted in the first place. USA economy is built around the mobility of Americans. I have not met any US family that are not scattered all over USA, young people basically move all over USA to search for jobs. Having a fixed home is extremely inconvenient in this sense. 

The real estate inflation rate is also not enough to justify this effort. More importantly, USA is too large and every state has to agree to make this work. Every single HDB flat in Singapore is government managed and HDB stands for Housing Development Board. We have a ministry dedicated just to managing houses. In USA, every house is private owned, even the grass around the house. A lot of my American friends have no time to mow the lawns every month.

Most large nations work better with the USA housing system rather than Singapore’s. For example China, the younger generations are mostly rent apartments, not that they can afford a new house to begin with.

Lastly, but most importantly, it is also a cultural difference. Singaporeans are mostly Chinese by tradition and there is a certain level of ‘shame’ if a newly wed couple does not obtain a flat. In USA, most people find me insane for thinking that way, so there is that.

No comments:

Post a Comment

IMF-WB Meeting Believed to Encourage Bali Economy to Grow 7 Percent

Bali and world news and views editor's comments – I predicted that the IMF conference would provide a big boost to the B...