Monday, 29 January 2018

Our Tripadvisor Hall of Fame Winning Bali Luxury Villa Obtains Super Host Status on AIRBNB

Bali luxury villa with 9 mtr. swimming pool Starts at $118.00.
I am very proud to achieve Super Host status with AIRBNB which is there highest rating.

This comes from providing inexpensive low-cost accommodations starting as low as $118 per night for a three bedroom three bath private Bali luxury villa with 9 mtr. swimming pool a short walk to the beach.

Thank you to all our guests who wrote such nice reviews on us therefore providing us with the opportunity to achieve this very prestigious award.

Thanks to my Tripadvisor Hall of Fame Winning Staff who provide such superior services that we received this award. 

You’re not just a host... 
you’re a Superhost

Congratulations, Barry,
You did it again! You’ve been a Superhost now for 2017 quarters. In the year leading up to 2017-12-31, you qualified by hosting 25 trips and earning 5-star reviews 80% of the time. Your response rate was 97% with no cancellations.
You’ve delighted and supported your guests, and we think that deserves to be rewarded. Your Superhost status comes with these great benefits:
Search Filter Stand out in Search: Guests can easily find recognized hosts like you when they use the Superhost search filter.
Superhost Badge Superhost badge: Everyone on Airbnb can see this special badge, and you can embed it on other websites or on social media. Go ahead — show off a little. #superhost
Your status is reevaluated each quarter, so remember to keep an eye on your host dashboard, and keep up the great hospitality!
The Airbnb Team

Mortgage rejections in Australia double as interest-only reset bites

Best Asia real estate editor's comments;
Editor Lawrence Dictating Newsletter in Macau
The news just continues to get worse for Australia real estate as now many are being rejected for mortgages due to the fact that prices are so high that they don't qualify.

This is a classic indicator of a major top in real estate coupled with the article I just printed that bankruptcies are increasing 6% and demand is down.

It looks like most major cities in Australia with the exception of possibly Perth may be heading into a long term downturn which may last years.

If more people have less money then they have less money to pay for real estate and now that the Chinese have been scared out of the market there is not many buyers left.

Better sell your Australian real estate and moved to Bali where you can live like a king and make a fortune in real estate at what I believe is the second best time to buy real estate this century.

You can find out more by attending our forthcoming free seminar this Wednesday night.

You can search the latest low-priced properties at


By Houses and Holes in Australian Property

at 10:56 am on January 30, 2018 | 24 comments

Via The Advisor:

One Sydney-based BDM and former mortgage broker says that one in three clients are unable to obtain a loan as a result of credit tightening policies implemented by lenders.

Speaking to The Adviser, former eChoice broker and Mortgage Pros North Strathfield BDM Hank Hong said that an increasing number of his clients’ loan applications are being rejected.

“It’s [credit tightening] affected servicing and how much you can actually lend based on incomes,” Mr Hong said.

“Certain offers that they put into place, higher living expenses, certain buffer rates, have reduced what [clients] can borrow.

“In the last 12 months, I would say one in three deals that come into my hands weren’t able to [get] service[d] and weren’t able to get the funds they were after.

“Two to three years ago, it was maybe one in five or one in six clients.”

The BDM added that borrowers, who have previously obtained unsuitable loans, are now struggling to manage their mortgage repayments.

“Existing clients are coming back because they’re not being able to service the loans that they were initially approved for because of the tightening of the service calculations,” the broker continued.

“Going back two years ago, people were getting million-dollar loans — $1 million to $1.5 million — with just $80,000 incomes or combined incomes of $150,000.

“They were on fixed rates of 3.99 per cent on interest-only loans, which they could afford, but when these fixed rates come off and the interest-only comes off, those clients are going to struggle to make the P&I repayments because they haven’t adapted to a lifestyle of paying principal and interest.”

Westpac had the answer at Mortgage Broker but no more:

Westpac has dropped its plan to offer “instant mortgages” as banks’ lending practices come under increased scrutiny.

The Australian Financial Reviewreported on 28 January that Westpac confirmed a plan to offer instant mortgages had been abandoned. The project had been active until as recently as late 2017.

The plan would have allowed Westpac to offer clients a nearly instant approval, or provisional approval.

Despite dropping the project, Westpac will continue to streamline its process for mortgage application and improve its turnaround times for housing borrowers, said the report.

The bank will go ahead with plans to extend innovations for its business clients and residential mortgage customers as it works to bolster its mortgage capabilities and protect its market share. These innovations include e-document signing and other technology-based solutions.

Weak wages fuels bankruptcy surge in Australia

Best Asia Real Estate editor's comments:

This is what I've been warning about for Australia real estate prices in every major city except except perhaps Perth may be in jeopardy has bankruptcies are increasing.
Editor Lawrence Dictating Newsletter in Macau

If more people have less money then they have less money to pay for real estate and now that the Chinese have been scared out of the market there is not many buyers left.

Better sell your Australian real estate and moved to Bali where you can live like a king and make a fortune in real estate at what I believe is the second best time to buy real estate this century.

You can find out more by attending our forthcoming free seminar this Wednesday night.

You can search the latest low-price properties at


By Unconventional Economist in Australian Economy

at 11:45 am on January 30, 2018 

By Leith van Onselen

With real wages falling for five consecutive years:

And the ratio of household debt-to-disposable income hitting a double-ton:

The Australian reports that there has been a surge in bankruptcies:
The number of Australians who filed for bankruptcy surged last year amid record mortgages and lacklustre wage growth.

More than 32,000 Australians went bankrupt in 2017, a 6.1 per cent rise from the prior year, according to new data released by credit information bureau illion.

It comes after the number of bankrupted Australians rose 4.7 per cent in 2016, compared to 2015.

“Consumer debt levels are rising steadily in Australia as a result of record mortgages and a surge in everyday essentials such as utilities, petrol and healthcare,” said illion chief executive Simon Bligh.

“These factors, combined with weak wage growth, are putting pressure on the wallets of Australians”…

The report found that people filing for bankruptcy are getting younger, with the average age at 40.9 years in 2017, compared to the average age of 46.7 years back in 2013.

This is a perfect symbol of the Australian economy, which is traveling smoothly at the aggregate level thanks to the people flood, but where individual living standards are declining, especially among the young.

Saturday, 27 January 2018

Bali Luxury Villas Manager Shares Year End Memo to all Villa Owners - Makes Predictions for 2018

Bali and World News and Views Editors Comments:

I thought I would share with you the Memo that I just mailed to our very satisfied Bali Luxury Villa Owners.

When you review the extensive memo below you will discover exactly what it's like to own and manage a Bali Luxury Villa located in one of our three villa complexes. 

Bali Luxury Villa Owner Review for 2017:

Dear Bali Luxury Villa Owner:

We hope you and your loved ones had a wonderful Christmas, and New Year.

 Occupancy Up 16.2 % in 2017: 

We are very happy to report that  we were able to achieve a 16.2% average increase in occupancy over the last year as per the chart below. 

Our average occupancy for the year was 72%.

"Average occupancy for the year was 72%".

As can be seen by the chart above the only month that our occupancy was below 2016 was December.

 Months such as September, when the volcano first erupted, were up as much is 50% over last year while February was as much as 70% over last year.

91 % Satisfaction Rate 2017:

A saying that I coined years ago after 40 years running a business is, “Success is not Measured by getting there but by staying there".

“Success is not Measured by getting there but by staying there’

Every day of 2017 I watched for any reviews on any one of the four largest online booking services, especially TripAdvisor. 

I also polled our guests often to find out what their latest opinions are of our villas and our services.

Our 2018 Guests Testimonials Speak for Themselves

January 2018

“Thank you for that nice stay. The villa we stayed in was beautiful and all the staff members were really nice. We had a great time and we will definitely recommend it. Food was good, villa was amazing. Location was beautiful and people were nice”. Mr. C. A. Australian, 17th January 2018.

“Excellent Staff”. Mr. W. M. Netherland, 16th January 2018.

“We loved the villas and the staff were so beautiful. Thank you for a wonderful stay – we loved Tirta” Mrs. C. G. Australian, 14th January 2018.

We have had a fabulous 3 weeks staying at Emeralds Villas where the staff from villa cleaning, maintenance and restaurant staff have been fantastic, no request has been to much and provided with a smile”. Mr. T. S. Australian, 14th January 2018.

“This was our first visit this year. We have had another great stay. Staff are lovely & nothing is too much. We will be back. Location is great & our villa has been lovely”. Mr. L. L. Australian, 04th January 2018.

“Our stay was outstanding. Komang was an excellent help in both housekeeping and tourist information. Thank you”.

I’m very happy to say that last year under sometimes very difficult circumstances during the volcano eruption for example we were able to achieve an overall satisfaction rate on the four largest booking services of 91% which is a record high for us.

Not only did we receive TripAdvisor’s highest award granted to 10% of the hotels in the world, their certificate of excellence for the seventh consecutive year, following up on our Hall of Fame award for five years of consecutive receiving this reward.

Our Emerald villas moved up from rated #13 out of 125 to #6 out of 146 Speciality Lodging in Sanur. after 350 reviews. 

Excellent Management:

The next time you see our assistant manager Gede, Housekeeping Manager Wayan both Putus in Accounting and of course the Receptionists, Security, Gardeners, Pool Men, and Housekeepers please thank them for doing a great job throughout 2017.

From Left C0- Owners, Azizah, Lawrence , and Managers, Wayan, Putu,Yanthi, Putu
Celebrating our 13th. Year Anniversary
I personally want to thank my wonderful wife Azizah who is co-owner of our company.

Azizah utilized her Twelve years  experience as a Lawer, Notaris and  Director of a Bali hotel for 12 years to insure that all our corp documents and Govt, mandated employee requirements were up to date.

Success through Adversity:

We are especially proud of our 2017 accomplishments since I’m sure you’re aware that the last quarter, starting in September was disastrous after Bali’s Mt. Agung Volcano reared its ugly head and decided to throw dust into the atmosphere.

At one-point Bali’s airport was closed for the three days, causing panic among tourists.

We like most hotels and villas saw a dramatic increase in cancellations following the airport closure.

Frankly when I left for vacation in December I expected to come back and see 
2017 occupancies below 2016. 

Thanks to our wonderful staff and some innovative marketing plus a new system for tracking our occupancies, were able to not only prevent a downturn but have a nice surprising increase of 16.2% over 2016.

One of the methods we used to obtain this increase in occupancy was to lower prices immediately to attract those who were still willing to the book, even though many could not obtain travel insurance. 

These were brave travellers ignoring the forecast of doom and gloom in international newspapers and media.

Bad News Makes Good Press:

The press loves bad news. A volcano going off that previously in 1963 killed over a thousand people and was causing one hundred thousand people to be homeless back in September and October was certainly bad news that the press played on.

Everybody had a fear of a “Dante’s Peak”scenario.

It was difficult negotiating occupancies when the press was printing headlines such as “Bali evacuated as volcano erupts”.

Not a day went by where an article didn’t appear, especially in Australian presses, writing negative news about Mount Agung and the doom and gloom that could come with it.

The only equal or benefit equal from this adversity was that the streets of Bali were uncommonly quiet, and it was easy to move around the busy areas of Kuta, Seminyak and Changgu.

In fact, in a year when the Chinese tourist for the first time in history outnumbered the Australian Tourists a month before Christmas all Chinese flights were cancelled to Bali.

Frankly now I must contain myself about boasting about our 16% increase while many of my fellow hoteliers and Villa managers are down 20 to 30% for the year.

2018 Predictions - Even Better:

So, the bottom line is if we can do this good under these conditions we should be able to do even better in 2018.

· Higher Occupancy in 2018 than 2017 by 5% to 15 %

· Bali foreign tourist arrivals up 5% to 15 % dominated by Chinese visitors

·2018 satisfaction rate of 87% to 93%

The only caveat is Mount Agung which has still not erupted and could go off at any time. Frankly most of us wish it would go off soon and get it over with during the slow season.

There is always a chance that it could simmer down and go back to sleep but most likely it will explode and when it does it will probably close the airport for a few days.

Only Small Area of Bali In Jeopardy:

One thing I pride myself on that within 24 hrs of its first eruption I started publishing positive news about why no one had to fear even if the volcano did go off because the trade winds would blow it away during most of the year according to my experience over five years of being a Bali Yacht Charter Capt. and five years of living in a beachfront resort.

So, my prediction, made exactly one year ago that “2017 should be equal or better” has come true. And hopefully my 2018 prediction will come true as well.

Bali Luxury Villa Management Changes:

I’m happy to say that even though we had a downturn in the end of the year we managed to keep all our staff. 

During the year we added one very key staff member, Jimmy Roland, who has over 26 years’ experience in the travel industry in Bali. He is an avid tennis player like myself and has the Bali tennis academy website. 

Far Right Jimmy Roland

During the year we ran a tennis tournament sponsored by PT. B.A.L.I. 

New Major Web Site B.A.R.E.

In 2017 we launched a major new real estate website that I mirrored after the famous Zillow website in America.

It’s called B.A.R.E. Best Asia Real Estate.

A buyer in Bali or throughout Asia can simply use his mouse and click until he arrives at the area that he wishes, then zoom in on the properties that have the right price range.

Then they can zoom in on the properties to open a full view of the property including excellent photos and information.

This website makes it easy for those seeking Bali real estate to find them just using a keyboard, much like you would search through or AIRBNB.

We call this new website Best Asia Real Estate B.A.R.E. because we believe that this website will be popular throughout Asia.

This website should help us sell many of our Bali Luxury Villas that those of you who own and wish to sell.

New Bali Luxury Villas Rentals Web Site:

More recently we analysed our previous Bali Luxury Villas Rentals Web Site and found that it was lacking in a lot of ways.

Jimmy built a brand-new high-tech website that now allows renters to book directly utilizing credit cards or even the PayPal system. It’s called Bali Luxury Villas Sanur.

We are still tuning this site. It was launched this week and we believe it will be a big hit, especially since Jimmy has a lot of experience with website placement on Google and the major search engines.

Second-Best Time to Buy Bali Real Estate the Century:

Our real estate division is expecting a huge increase in business this year because of my prediction last year that the three-year downturn in real estate was over after the first downturn in modern history.

Positive signs just in the last few weeks include a doctor friend of mine whose brother is the largest developer in Bali expressing to me for the first time in three years that his brother is selling properties rather rapidly.

The Notaries who signed most of your leases has been dismayed for many years. Just before Christmas she had a smile on her face when I asked her how the real estate market was? She said it was picking up a lot.

New Waves of Buyers:

The next wave of buyers in Bali will be retirees born between 1947 and 1955 who we are now calling the “silver tsunami” otherwise known as baby boomers.

One of the changes in demand that I am showing in my seminars recently is this chart which shows the potential 25% of the population of Asian countries near Bali that are potential baby boomers which equals 750,000,000 boomers.

This could mean at least 1% on them may retire in Bali which would mean 17.5 million buyers. Of course, we will be happy if even .001% of that shows up another 175,000 buyers.

Bali Most Popular Travel-Related Question:

2016-12-22-New York-based travel magazine Travel + Leisure recently reported that "Where is Bali?" was the most popular travel-related question searched on Google in 2016.

The good news is that Bali was just acknowledged before Christmas as the most sought-after designation in the world by Travel & Leisure magazine.

U.S.D. Reversing:

The good news is as I predicted last year the US dollar has reversed and dropped as much as 5% in just the last month. This is great news for rentals for 2018.

Since airplane flights and hotel prices, including our Villa prices are published in U.S. dollars. this means, in effect, that Ozzie’s Canadians Singaporeans, and many others were paying 20% to 30% more now than they did in 2013 for rentals.

Bali Luxury Villa Sales:

When people ask me recently what I think is going to happen to Bali real estate prices soon my answer is quite simply “So long as you can still buy a three-bedroom luxury Villa with private swimming pool in a great location close to the beach for under $158,000 prices still have room to improve 50% to 100% or more.

Three-bedroom luxury Villa with private swimming pool  $158,000

"Buy when the blood is running the streets".

Baron Rothschild, an 18th century British nobleman and member of the Rothschild banking family, is credited with saying that "The time to buy is when there's blood in the streets."

He should know. Rothschild made a fortune buying in the panic that followed the Battle of Waterloo against Napoleon. But that's not the whole story. The original quote is believed to be "Buy when there's blood in the streets, even if the blood is your own."

The meaning of the “blood on the streets” quote is this: One of the best times to buy into an investment is after a crash when everyone else is selling in a panic (and conversely one of the worst times is when everyone is manically buying).
I am a great believer in Baron Rothschild’s philosophy.
This is where Bali real estate is right now and frankly I don’t expect it to get any worse.

So, congratulations to my Bali luxury Villa owners with most of you having approximate 40 years remaining on your leases when you divide that by the price of your Villa for example, $300,000 Villa divided by 40 years that’s only $675 a month for the next 40 years.

You don’t have to be a rocket scientist to figure out that it will be easy for you to rent luxury tour three-bedroom Villa on 400 500 m² of land for lease $2000-$3000 per month and more in the future. 

Bali Luxury Villa Owners Save Thousands of Dollars in Hotel Bills:

When you originally purchased your Bali luxury villas we did not know that there would be a latent benefit. 

Last year you could save thousands of dollars in Hotel bills if you traveled as much as I do.

Bali of course is on the bucket list of many travelers around the world and more and more savvy travelers are beginning to realize that they can exchange their home for a ©Bali Luxury villa.

I have had great success with home exchanges the last 36 months including exchanging my home for beautiful Million-dollar home in Richmond B.C., Montreal Quebec in the summer of 2017.

Vancouver, Canada

I just returned from a ski vacation with my family and once again we were provided with a beautiful relatively new home that the owner says usually rents for $7,000 a week next to a major ski resort in Kelowna, British Columbia. She even provided a car for free.

Kelowna B.C.
We spent New Year’s Eve in North Vancouver, again in a beautiful home close to everything including several skiing mountains.

So, in 2017 I guesstimate that I probably saved close to $30,000 Dollars in Hotel bills because travelling with a family of four is not cheap.

So, if you want to travel and stay in lovely huge homes for free at practically every place in the world now I highly recommend you sign up for Home Exchange and list your property. 

If you need help contact me, I’ll be happy to help.

Since our Concierges, Security and management staff will be required to assist your exchanges we will be charging a small fee of $100 per week for every week of exchange you have as a handling charge.

Financial Markets Predictable:

Please click here if you wish to see my financial Predictions for 2018

We wish you and your family all the best for the New Year.
  • A thirteen-Year-Old Bali Company. 
  • One of the oldest and most successful Bali Real Estate companies. 
  • We manage combined 135 staff including those of PT. Bali Luxury Villas. 

“A Dream Team in 2018”

If you have any questions, feel free to contact me direct.


Owner, President, General Manager, of 12 year old PT. B.A.L.I. ( Pt. Bali Affordable Lifestyles International ).

A resident of Bali for almost 21 years and one of Bali’s best known travel, hotel and real estate investment experts. 

They publish the daily Bali News & Views Blog and Bali & World News & Views Blog with over 1,450,000 pageviews plus Bali News and Views Facebook, Twitter and Newsletter.

PT. B.A.L.I. offers Bali’s best properties for sale, lease or rent through their Best Asia Real Estate division. 

They manage PT. Bali Luxury Villa Rentals starting at $99 ++ per room and © Bali Luxury Villa Sales. Starting at $225,000.

They are the proud recipient of Tripadvisors ‘Hall of Fame’ award for receiving their Certificate of Excellence award for the previous six years. This accolade is awarded to less than 10 % of the companies listed on Tripadvisor worldwide. 

Their latest project is the exotic © Bali Paradise Beach Estates with rentals starting at $125 ++ per night for modern first class estates in a luxurious beachfront complex. Sales start at as low as $350,000.

Their Emerald Restaurant in Sanur at Bali Emerald Villas provides delicious Mediterranean cuisine at affordable prices.

Head Office: Jl. Karangsari # 5, Sanur, Bali, Indonesia 80228

Tel: 62-361-284069 Fax: 62-361-270143, 

Mobile or Whatsapp: 62-8123814014 

Email: Skype: baliagents

Disclaimer: All information presented above is considered true and reliable to the best of our knowledge at the time that it was produced. Information and prices may change without notice. The owners of PT. BALI AFFORDABLE LIFESTYLES INTERNATIONALand PT. BALI LUXURY VILLAS accept no responsibility for incorrect information listed herein. All recommendations may lose value in the future due to economic, political influences or any other reason.

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